Terms of Service

Last Updated: January 30, 2025

Welcome to EvoLytix Insights (“we”, “our”, or “us”). These Terms of Service (“Terms”) govern your use of our website, evolytix.tech (the “Site”), and all services offered on or through the Site. By accessing or using our platform, you are deemed to have read, understood, and agreed to be bound by these Terms.

1. Acceptance of Terms

By using EvoLytix Insights, you confirm your acceptance of these Terms. If you do not agree with any part of these Terms, please discontinue use of our services immediately.

2. Scope of Services

EvoLytix Insights offers the following:

Financial Research & Analysis

Malaysian stock market insights
Global market commentary
Data-driven evaluations and screening

Educational Resources

Articles on investment fundamentals
Tools to support financial literacy

Communication & Alerts

Optional newsletter for market updates
Custom insights on trending financial events

General Disclaimers

Not licensed financial advice
No personalized recommendations
Always conduct your own due diligence

3. Compliance with Malaysian Law

Securities Commission Malaysia (SC)

We do not offer licensed advisory services
Our content is considered general market commentary
We aim to align with SC Malaysia’s content and disclosure standards

Personal Data Protection Act 2010 (PDPA)

We collect only data required to provide essential services
Explicit consent is sought before data is processed
Users have rights to access, amend, and delete their personal data

4. Intellectual Property

Ownership of Content

All content is protected under Malaysian copyright law
“EvoLytix Insights” and its logo are trademarks of our brand
Third-party trademarks or content are acknowledged appropriately

What You May Do

Use content for personal learning
Share publicly with clear attribution
Reference with proper citation in educational material

What You May Not Do

Reproduce, redistribute, or sell our content commercially
Use content to build derivative services or tools
Infringe upon any of our intellectual property rights

5. Risk Disclosure & Financial Disclaimer

Investment Risk Warning

Investing and trading involve significant risk. You may lose part or all of your capital. This service is not suitable for everyone.

Disclaimer of Financial Advice

All information is general and not to be taken as advice
We do not offer specific buy/sell/hold signals
You are solely responsible for all investment decisions
Professional consultation is encouraged before investing

Local Considerations

Our analysis on Bursa Malaysia stocks is for educational purposes
Users should be aware of regulatory obligations and tax responsibilities
We do not guarantee any investment performance or outcomes

6. User Responsibilities

Code of Conduct

By using the Site, you agree to:

Use it only for lawful, non-commercial purposes
Provide accurate data when subscribing or contacting us
Interact respectfully with our platform and team
Safeguard your login credentials

Prohibited Conduct

You may not:

Upload or distribute malicious or unlawful content
Attempt to gain unauthorised access to our systems
Spam or flood our systems with repeated messages
Disrupt, damage, or interfere with our platform

7. Data Privacy & Security

Data Collection

We only collect data necessary to provide services such as:

Email subscriptions
Contact form submissions
Anonymous usage statistics

Security Practices

SSL/TLS encryption for secure communications
Internal data access is role-restricted
Regular updates to protect user data from vulnerabilities

Your Data Rights

In line with PDPA, you may:

Request access to your data
Request corrections or deletion
Withdraw consent at any time

8. Limitation of Liability

General Disclaimer

Our services are provided “as is”. We do not make guarantees about performance, outcomes, or reliability of the Site.

Scope of Liability

To the fullest extent under Malaysian law, EvoLytix Insights is not liable for:

Investment or trading losses
Business disruptions
Data loss or theft
Content errors or third-party information

Maximum Claim Limit

Total liability shall not exceed RM100 (One Hundred Ringgit Malaysia).

9. Indemnity

You agree to indemnify and hold EvoLytix Insights, its affiliates, employees, and contractors harmless against any claims, losses, or liabilities arising from:

Your misuse of the Site
Violation of these Terms
Infringement of third-party rights
Investment outcomes resulting from content use

10. External Services & Third-Party Links

Third-Party Websites

We may link to external platforms for user convenience
We do not control or endorse third-party content
Accessing external sites is at your own risk

Vendors & Providers

We engage third-party tools and providers for:

Hosting and infrastructure
Email distribution
Site analytics and optimization

11. Termination of Services

Termination by EvoLytix Insights

We may suspend or revoke access if:

Terms are violated
Legal or compliance issues arise
Services are discontinued

Termination by Users

You may stop using our services at any time or unsubscribe from communications.

Consequences of Termination

Your access will be revoked
Essential data may be retained where legally required
Some clauses (e.g. intellectual property, disclaimers) will remain enforceable

12. Dispute Resolution

Jurisdiction

These Terms are governed by Malaysian law. All disputes are to be resolved in Malaysian courts.

Alternative Methods

We encourage:

Direct contact for dispute resolution
Mediation or arbitration under Arbitration Act 2005 (if agreed)
Filing claims within 12 months of the incident

13. Regulatory Disclosures

Securities Commission Malaysia (SC)

We do not offer regulated investment research
No personalized advisory services
We monitor regulatory changes affecting financial platforms

MCMC & Content Standards

We comply with Malaysian content and online service laws
Our communications adhere to digital ethics and publishing standards

Companies Commission Malaysia (SSM)

Our business is duly registered in Malaysia
We operate transparently in accordance with SSM obligations

14. Changes to These Terms

Modifications

We may update these Terms periodically. Significant changes will include:

30-day notice via the Site
Email notification (where applicable)
Updates to the “Last Updated” timestamp

Staying Informed

Continued use of the Site implies agreement to the updated Terms. Past versions will be archived for reference.

15. Severability & Entire Agreement

Severability

If any clause is found invalid, the remaining Terms will still apply.

Entire Agreement

These Terms, combined with our Privacy Policy, form the full agreement between you and EvoLytix Insights.

Conflicting Terms

In the event of conflicting interpretations, these Terms take precedence unless clearly stated otherwise.

16. Contact Us

For general queries or feedback:
Enquiry

For legal or regulatory issues:
Enquiry

Relevant authorities:

Securities Commission Malaysia | www.sc.com.my | Tel: +603-6204-8000
Personal Data Protection Department – MESTECC (Ministry of Science, Technology and Innovation)

Acknowledgment
By using EvoLytix Insights, you confirm that you have read and agreed to our Terms of Service. These Terms comply with the applicable laws and standards of Malaysia.

Risk Warning
Investments carry inherent risk. Past results are not indicative of future returns. Always seek appropriate advice and invest responsibly.